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About

Buying a home? Use our San Diego MLS automated system to receive daily email updates of new listings on the market. From searching for your perfect home, to negotiating the contract, to successfully closing escrow, our services are always free to our buyers. If you are a first-time homebuyer, I would be glad to guide you through all the intricacies of finding and acquiring your first home. If you are an experienced buyer, my expertise will help you find the property you want in this competitive market.

Selling a home? My national online presence and offline marketing programs will give you the edge you need to sell your home for top dollar.

Relocating? If you are moving to San Diego, I can assist you in collecting the information you need to make your transition as smooth as possible.


THERE ARE THREE KINDS OF REAL ESTATE PROFESSIONALS:

  • Agent
  • Realtor
  • Broker

WHAT’S THE DIFFERENCE?

All three are licensed to provide real estate buyers and sellers with information, advice and negotiation of the sale. But there's usually a vast difference in knowledge and experience between them.

THE REAL ESTATE AGENT: AN ENTRY LEVEL EMPLOYEE

This is the first step when entering the real estate field. This person can obtain a real estate sales license by passing a Real Estate Principles course and a 2-hour California State exam. However, an Agent can't conduct any licensed real estate activity unless he or she is employed and supervised by a Broker. The Agent can work for only one Broker and must give that Broker possession of the license.

THE REALTOR; AN AGENT WHO BELONGS TO REALTY ASSOCIATIONS

This is the next career step after Agent. Realtors are members of a local and national association. The association Codes of Ethics establish obligations that are higher than those mandated by law. Like Agents, Realtors must be employed and supervised by a Broker, and may only practice under one.

THE BROKER: A TOP-LEVEL, FULLY QUALIFIED REAL ESTATE PRO

This final career step springs from a depth of additional training, special experience requirements, and the ability to pass a rigorous 5-hour state exam for the Broker's license. Brokers are also required to pass continuous testing in order to maintain their hard-won license.

FOR BEST RESULTS, USE A BROKER

And that's me. I'm a licensed California broker and a member of the San Diego Association, California Association, and National Association of Realtors®.

To get a sense of the large body of information that Brokers like me must know to obtain and maintain our State of California Broker's license, see below.

Examinations for brokers cover major aspects of real estate.

When changes in the law occur or changes in the practice of real estate take place, new subject matter is added to one or more of the major categories. Thus, the categories are revised and brought up-to-date on a regular basis.

 

PROPERTY OWNERSHIP AND LAND USE CONTROLS AND REGULATIONS

  • Classes of property
  • Property characteristics
  • Encumbrances
  • Types of ownership
  • Descriptions of property
  • Government rights in land
  • Public controls
  • Environmental hazards and regulations
  • Private controls
  • Water rights
  • Special categories of land

 

LAWS OF AGENCY

  • Law, definition and nature of agency relationships, types of agencies, and agents
  • Creation of agency and agency agreements
  • Responsibilities of agent to seller/buyer as principal
  • Disclosure of agency
  • Disclosure of acting as principal or other interest
  • Termination of agency
  • Commission and fees

 

VALUATION AND MARKET ANALYSIS

  • Value
  • Methods of estimating value

 

FINANCING

  • General concepts
  • Types of loans
  • Sources of financing
  • How to deal with lenders
  • Government programs
  • Mortgages/deeds of trust/notes
  • Financing/credit laws
  • Loan brokerage

 

TRANSFER OF PROPERTY

  • Title Insurance
  • Deeds
  • Escrow
  • Reports
  • Tax aspects
  • Special processes

 

PRACTICE OF REAL ESTATE AND MANDATED DISCLOSURES

  • Trust account management
  • Fair housing laws
  • Truth in advertising
  • Record keeping requirements
  • Agent supervision
  • Permitted activities of unlicensed sales assistants
  • DRE jurisdiction and disciplinary actions
  • Licensing, continuing education requirements and procedures
  • California Real Estate Recovery Fund
  • General ethics
  • Technology
  • Property management/landlord-tenant rights
  • Commercial/industrial/income properties
  • Specialty areas
  • Transfer disclosure statement
  • Natural hazard disclosure statements
  • Material facts affecting property value
  • Need for inspection and obtaining/verifying information

 

CONTRACTS

  • General
  • Listing agreements
  • Buyer broker agreements
  • Offers/purchase contracts
  • Counteroffers/multiple counteroffers
  • Leases
  • Options
  • Promissory notes/securities

If you would like FREE professional representation, I'd be glad to assist you through the transaction process.  My buyer services include:

DETERMINING SELLERS MOTIVATION
Once we have found homes that match your criteria, determining the sellers motivation can mean the difference between obtaining a great buy and paying too much. I'll do the necessary research of recent sold comparables and of the sellers motivation to help you structure an effective offer. Many times it is this extra edge that saves you.

WRITING OFFER TO PURCHASE
When you are ready to make an offer, I'll draft the Purchase Contract, advising you on protective contingencies, customary practices and local regulations. At this time you will need to provide an "earnest money" deposit, usually from 1 to 3% of the purchase price (the deposit is not cashed until your offer has been accepted by the seller).

ACCEPTANCE OF OFFER 
After I present your offer to the agent and seller, the seller has three options: they can accept your offer, counter your offer, or reject your offer. My negotiating skills, experience, and knowledge of your needs and qualifications will benefit you in reaching a final agreement.

OPEN ESCROW
When the Purchase Contract is accepted and signed by all parties, I'll open escrow for you. At this time your earnest money will be deposited. The escrow will receive, hold and disburse all funds associated with your transaction.

CONTINGENCY PERIOD
I'll assist and advise as necessary during the contingency period to confirm financing/appraisal, perform inspections, and satisfy any other contingencies to which your purchase is subject. Typical contingencies include:

  • Approval of the sellers Transfer Disclosure Statement
  • Approval of the Preliminary Report from the title company
  • Loan approval, including an appraisal of the property
  • Physical inspections of the property
  • Pest inspection and certification
  • Close Escrow

Down payment funds as a cashier's check or money transfer will be requested several days prior to the closing date of escrow. When all of the conditions of the Purchase Contract have been met, you will sign your loan documents/closing papers and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and you will take ownership of your home.

Over the years, I have cultivated a network of industry contacts to help support you through the transaction process

  • Title Officers
  • Home Warranty Specialists
  • Contractors
  • Home Inspectors
  • Tax Specialists
  • Escrow Officers
  • Mortgage Brokers
  • Trades-people

My role is to assist, consult and facilitate to ensure smooth sailing through the contingency period (buyer inspection, loan & appraisal).

SHOULD BUYERS SIGN A BUYER A BUYER / AGENT AGREEMENT CONTRACT?
Many real estate agents require their buyers to sign a BUYER / AGENT AGREEMENT stating that they agree to work exclusively with that agent. The reasoning is this: all agents have access to the same information. Therefore, if a buyer is working with 3 different agents, each agent is searching the same database and performing the same service, yet only one agent, ultimately, will receive compensation. The agreement is to ensure compensation for the agents efforts.

If your agent is doing his/her job, you'll only need one!

The BUYER / AGENT AGREEMENT is an acceptable practice; however, I recognize that a relationship either exists or it doesn't. A relationship is not about a piece of paper legally binding a buyer to an agent. A relationship is about a mutually beneficial exchange based on integrity. Therefore, I do not require buyers to sign a BUYER / AGENT AGREEMENT.

CHOOSING AN AGENT
As there are all types of buyer personalities, there are also all types of real estate agent personalities. After buyer and agent meet and spend a few hours previewing homes, if there is not a mental connection or positive working rapport between buyer and agent, then the buyer should certainly look elsewhere for proper representation.

WHY WORK WITH A BUYERS AGENT, AS OPPOSED TO A DUAL AGENT?
A dual agent represents both the seller and the buyer

Representing both parties in a legal transaction is almost impossible because of a conflict of interest. The dual agent often defaults to representing the sellers best interest, even though the agent has entered into a legal agreement to represent both parties. This happens because the agent has already developed a relationship with the seller. It is in the buyers best interest to have their own agent represent them during the negotiation process and through the inspection contingency period.

Keep in mind, the buyers agent services are FREE to the buyer!

It's SMART to have representation 100% on your side. This makes the process a fair one!


MY BUSINESS PHILOSOPHY

  • A commitment to exceed my clients' expectations drives My Business Philosophy.
  • Listen closely and strive to understand my clients' specific needs.
  • Synthesize all information available, then set realistic expectations.
  • Lead and advise my clients' to make the best decisions for them.
  • Make myself readily available to my clients' while respecting their time and personal lives.
  • I am committed to finding you the best home in the best location at the best price!


TESTIMONIALS

"Scott was a pleasure to work with! His patience is amazing! He was always so positive and kept us excited throughout the ups & downs we had with house hunting."
Cindy S.

"Scott was truly phenomenal! Never have I worked with an agent who worked harder on my behalf to get the best deal possible. He went the extra mile for me... I highly recommend you use his services."
Don D.

"You did a thorough job of assessing our needs and desires, and then finding the ideal home for us. Every time I look at the house, I am more pleased with it. Thanks again!"
Immanuel F.

"I was extremely impressed with Scott's responsiveness. He treated me as well as someone who purchased a much more expensive home."
Melissa H.

PROFESSIONAL ASSOCIATIONS

  • Member, National Association of Realtors
  • Member, California Association of Realtors
  • Member, San Diego Association of Realtors
  • I encourage you to bookmark this site and visit it often.


Sincere regards,
Scott S. Hamill